6 products Business lending, structured around you

Get the capital. Keep your business.

Business-purpose HELOCs, lines of credit, term loans, bridge loans, equipment financing, and SBA loans — funded in days, not months. We match you to the product that costs you the least, not the one that pays us the most.

American-owned · We work for you, not the lender Soft credit check · No impact to score
Confident small business owner in their workplace
$480M+
Capital deployed to date
3,200+
Businesses funded
5 days
Average time to fund
47 states
Where we lend
Our products

Six ways to fund. One team that knows the difference.

Most lenders sell what they have. We start with what you need, then structure the cheapest capital you qualify for.
Why GrowthPath

Lending that works the way owners actually work.

Fast, transparent, and structured around your goal — not a sales quota.

Right product, not the easy sell

Most owners get steered into whatever the lender on the phone happens to sell that quarter. We carry six products and get paid the same regardless — so the answer is whichever one costs you the least.

Fast enough to actually use

Soft-pull prequalification. Automated bank verification. eNotary closings seven days a week. Most files fund in five business days. If you need it sooner, we'll tell you what's possible.

Real numbers, up front

Every rate, every fee, every term — on the table before you sign. If we can't beat your current offer, we'll tell you that too.

How it works

Five minutes to apply. Five days to fund.

1

Tell us what you need it for

Not just how much. Why. The reason shapes which product makes sense.

2

See what you qualify for

Real offers with real numbers. You pick. Soft credit check, no score impact.

3

Verify in your pajamas

Connect your bank, sign with our eNotary. No title office, no business hours.

4

Money hits your account

ACH in as few as five business days. Some products same-day.

Start your application
Advisor reviewing financing options with a business owner
Who we serve

Built for the people who build things.

From the trades to real estate to the storefront down the street — if you own a home or property with equity, we can usually help.
Contractor at a job site
Contractors & trades
Fund the next job before this one pays
Equipment, payroll, materials — without the daily debits eating your margin.
Boutique retail shop owner in her storefront
Retail & restaurants
Survive the slow months. Fund the build-out.
Working capital that respects your seasonality.
Real estate investor in front of a property under renovation
Real estate investors
Acquire, rehab, hold.
Cheaper than hard money, faster than a conventional refi — and it doesn't touch your primary mortgage.
Professional services business owner in a modern office
Professional services
Hire ahead of the revenue. Bridge receivables.
Scale without taking on a partner.
Owner stories

They stopped overpaying for capital. So can you.

A few owners who switched to the product that actually fit.

★★★★★

“We replaced two cash advances with one HELOC payment and freed up almost $9K a month in cash flow. It changed how we run the business.”

Marcus D.
Marcus D.
Commercial HVAC · Ohio
★★★★★

“I pulled capital from my home equity to fund my next deal without touching my mortgage — cheaper than the hard money I’d been using, and GrowthPath had it structured in days.”

Priya N.
Priya N.
Real estate investor · Texas
★★★★★

“They actually walked me through which product made sense instead of selling me the most expensive one. Ended up with a line of credit I draw as needed.”

Sofia R.
Sofia R.
Boutique retail · Florida
Ready when you are

Five minutes. No score impact. Real numbers.

Tell us what you need the money for. We'll show you every product you qualify for and what each one will actually cost you. Then you decide.

Soft credit pull · No obligation · 5-minute application