We are an advisor and broker — not a direct lender
GrowthPath Advisory helps business owners find and obtain financing by matching them with third-party lenders, funders, and marketplace participants. We are not a direct lender, and we do not make credit decisions or fund loans. We may receive compensation from our lending partners when financing is arranged. This does not change our commitment to recommending the product that best fits your needs — we are compensated comparably across products.
Not a commitment to lend
Submitting an application or receiving a quote is not an offer or commitment to lend. All financing is subject to the lender's underwriting, verification, and approval, and to applicable state and federal law.
Representative terms
Any rates, amounts, terms, fees, funding times, or qualification criteria shown on this website are illustrative examples based on programs offered by our lending partners. They are not an offer, vary by lender and by borrower, and are subject to change, underwriting, and availability. Your actual terms may differ.
Business-purpose financing only
The financing we help arrange is intended for business or commercial purposes only and is not consumer credit. By applying, you represent that any financing you seek will be used for business purposes.
Credit inquiry authorization
Prequalification generally uses a soft credit inquiry that does not affect your credit score. A hard inquiry, which may affect your score, can occur later with your consent if you proceed. By submitting an application you authorize GrowthPath Advisory and its partners to obtain consumer, business, and investigative reports as described in your application and our Privacy Policy.
Equal credit opportunity & fair lending
We support fair and equal access to credit. Lenders in our network are expected to comply with the Equal Credit Opportunity Act (ECOA) and applicable fair-lending laws, which prohibit discrimination on the basis of race, color, religion, national origin, sex, marital status, age, or because income comes from public assistance.
Communications & TCPA consent
By providing your phone number and submitting an application, you consent to receive calls and text messages (including via automated systems) from GrowthPath Advisory and our partners about your request. Consent is not a condition of obtaining financing. Message/data rates may apply; frequency varies; reply STOP to opt out of texts. See our Privacy Policy for details.
Results not guaranteed
We cannot and do not guarantee approval, funding, specific terms, or funding timelines. Examples, testimonials, and outcomes described on this site are not a promise of similar results.
Licensing & state availability
GrowthPath Advisory arranges business-purpose financing through its lending partners. Products, terms, rates, and availability vary by state and are subject to applicable state and federal regulations. Where a license or registration is required to broker or arrange commercial financing, GrowthPath Advisory and/or its partners maintain the licenses required for the activities they conduct. Not all products are available in all states. For licensing information applicable to your state, contact us at (256) 280-4096.
Third-party links
Our site may link to third-party websites (including our lending partners). We are not responsible for the content, products, or privacy practices of those sites.
Contact
Questions about these disclosures? Contact (256) 280-4096 or info@growthpathadvisory.com.
These disclosures are provided for general informational purposes and are not legal advice. GrowthPath should confirm the licensing language with qualified counsel and verify state-by-state requirements before relying on it.