This Privacy Policy explains how GrowthPath Advisory ("GrowthPath," "we," "us," or "our") collects, uses, shares, and protects information when you visit growthpathadvisory.com or apply for business financing through us. GrowthPath Advisory is a lending advisor and broker, not a direct lender. By using our site or submitting an application, you agree to this Policy.
Information we collect
To match you with business financing, we collect information you provide and information collected automatically.
- Business information: legal and DBA names, entity type, EIN/Tax ID, address, time in business, industry, revenue, bank balances, and related financials.
- Owner / guarantor information: name, home address, date of birth, Social Security Number, phone, email, ownership percentage, and estimated credit information.
- Financial documents: bank statements, tax returns, financial statements, and similar materials you submit.
- Automatically collected data: IP address, device/browser type, and basic usage data via cookies and similar technologies.
How we use your information
- To evaluate your request, prequalify you, and match you with appropriate financing products and lending partners.
- To submit your application and supporting information to one or more lenders, funders, or marketplace participants who may extend financing.
- To verify identity and information, including obtaining consumer, business, and investigative reports from credit bureaus (TransUnion, Experian, Equifax) and other sources.
- To communicate with you about your application, our services, and related offers.
- To operate, secure, and improve our site and services, and to comply with law.
Credit checks
Prequalification typically involves a soft credit inquiry, which does not affect your credit score. A hard credit inquiry may occur later, with your consent, if you move forward with a financing offer. By submitting an application, you authorize these inquiries as described in our application and Disclosures.
How we share your information
We share your information with:
- Lending partners, funders, and marketplace participants who may provide or facilitate the financing you request.
- Service providers who help us operate (e.g., hosting, email delivery, identity/credit verification), bound by confidentiality obligations.
- Legal and safety recipients when required by law, regulation, legal process, or to protect rights and safety.
We do not sell your Social Security Number or financial-document data. We do not share information for third-party marketing without your consent.
Communications & text (SMS) consent
When you provide your phone number and submit an application, you consent to receive calls and text messages from GrowthPath Advisory and our partners regarding your request, including via automated systems, at the number provided. Consent is not a condition of any financing. Message and data rates may apply, and message frequency varies. You can opt out of texts at any time by replying STOP, or opt out of calls/emails by contacting us. We do not sell your consent to receive communications.
Cookies & analytics
We use cookies and similar technologies for basic site functionality and to understand how the site is used. You can control cookies through your browser settings.
Data security & retention
We use reasonable administrative, technical, and physical safeguards to protect your information, including encryption of sensitive data in transit. No method of transmission or storage is 100% secure. We retain information as needed to provide our services and to comply with legal, tax, and recordkeeping obligations.
Your choices & rights
You may request access to, correction of, or deletion of your personal information, and opt out of marketing communications, by contacting us. Depending on your state of residence (for example, California), you may have additional rights regarding your personal information; we honor applicable state privacy rights.
Children
Our site and services are intended for business owners 18 and older and are not directed to children.
Changes to this Policy
We may update this Policy from time to time. The "Last updated" date reflects the latest version. Material changes will be posted here.
Contact us
Questions about this Policy or your information? Contact GrowthPath Advisory at privacy@growthpathadvisory.com or (256) 280-4096.
This Privacy Policy is provided for general informational purposes and is not legal advice. GrowthPath should have this document reviewed by qualified counsel and the bracketed/contact details confirmed before relying on it.