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SBA Loan Assistance

Government-backed financing, guided start to finish.

SBA 7(a) and 504 loans offer the lowest rates and longest terms available to small businesses. We handle the paperwork and walk you through every step.

Business owner and advisor shaking hands in a modern office
Up to $5M
Amount
10–25 yr
Term length
Prime + 2%
Rate from
~30 days
To fund (7a)

The most affordable capital — if you qualify

SBA loans are partially guaranteed by the U.S. Small Business Administration, which lets lenders offer lower rates, longer terms, and smaller down payments than conventional financing. They take more documentation and a bit more time, but for the right business they're the best capital available.

We also handle SBA business acquisitions, startup franchises, SBA Express, and SBA-backed commercial real estate purchases.

Why owners choose it

  • Among the lowest rates available (from Prime + 2%)
  • Terms up to 25 years
  • Lower down payments
  • Limited collateral requirements
  • 7(a) funding within ~30 days
  • We manage the paperwork for you

Common uses

  • Working capital
  • Business acquisitions & partner buyouts
  • Owner-occupied commercial real estate
  • Equipment
  • Debt refinancing
An established small-business storefront

The lowest-cost capital on the market — and we handle the hard part.

What you'll need to apply

Good to know

Common questions

Why do SBA loans take longer than other options?

Because they're partially guaranteed by the government, there's more documentation and underwriting involved. The payoff is the lowest rates and longest terms available anywhere. We manage the paperwork so the process doesn't stall on your end.

How long does it actually take to fund?

SBA 7(a) working-capital loans often fund within about 30 days; real-estate-backed 504 loans take a bit longer. We give you a realistic timeline up front so there are no surprises.

What can an SBA loan be used for?

Working capital, business acquisitions and partner buyouts, owner-occupied commercial real estate, equipment, and debt refinancing. We also handle startup franchises and SBA Express.

Do I need perfect credit to qualify?

No, but SBA has firm baselines: generally 640+ credit, two years in business, and no recent bankruptcy, foreclosure, open tax liens, or government-loan defaults. We'll tell you honestly whether you're a fit before you invest the time.

Explore your SBA options.

See what you qualify for in five minutes — soft credit pull, no obligation.