A fixed amount with a fixed schedule — for equipment, expansion, a debt refinance, or any planned, one-time need with a clear payoff.

A term loan gives you a set amount up front and a fixed repayment schedule, so you always know the payment and the payoff date. It's the simplest way to fund a large, planned expense without tying up a line of credit — and with no penalty for paying it off early.
Yes — there are no prepayment penalties. Pay it off ahead of schedule and you save the remaining interest, no questions asked.
Anything with a clear, one-time purpose: buying equipment, funding an expansion or build-out, consolidating more expensive debt, or a large planned investment. For ongoing, flexible needs, a line of credit usually fits better — we'll tell you which makes sense.
You get a fixed amount, a fixed payment, and a set payoff date, so the cost is predictable from day one. The rate depends on your time in business, revenue, and credit profile.
Prequalification is a soft pull with no score impact. We only run a hard pull, with your permission, if you decide to move forward.
See what you qualify for in five minutes — soft credit pull, no obligation.