These Terms of Use ("Terms") govern your access to and use of growthpathadvisory.com and the services offered by GrowthPath Advisory ("GrowthPath," "we," "us," or "our"). By using the site or submitting an application, you agree to these Terms. If you do not agree, do not use the site.
Eligibility
The site and services are intended for business owners who are at least 18 years old and seeking financing for business purposes in the United States. You represent that the information you provide is accurate and that you are authorized to submit it on behalf of your business.
What we are (and are not)
GrowthPath Advisory is a lending advisor and broker — not a direct lender. We help match business owners with financing products and lenders. Submitting an application does not guarantee approval, and we do not make credit decisions or set the final terms of any financing. Any financing is provided by third-party lenders, funders, or marketplace participants under their own terms.
Not professional advice
Information on this site is general and for educational purposes only. It is not legal, tax, accounting, or financial advice, and should not be relied on as such. Consult your own professionals before making financing decisions.
Your application & authorizations
When you submit an application, you authorize us and our partners to obtain consumer, business, and investigative reports about you and your business, and to share your application and information with prospective lenders and funders, as further described in our Privacy Policy and Disclosures. You agree your electronic signature and consent are valid and binding under the U.S. ESIGN Act and applicable state law.
No guarantee of approval or terms
We do not guarantee that you will be approved for any financing, the amount of any financing, the rate or terms, or the time to funding. Rates, amounts, and terms shown on this site are illustrative, vary by lender, and are subject to underwriting and availability.
Intellectual property
The site, including its text, design, graphics, and logos, is owned by GrowthPath Advisory or its licensors and is protected by law. You may not copy, reproduce, or use it except as permitted for your personal, non-commercial use of our services.
Acceptable use
You agree not to misuse the site, submit false information, attempt to disrupt or gain unauthorized access to the site, or use it for any unlawful purpose.
Disclaimers
The site and services are provided "as is" and "as available," without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the site will be uninterrupted, secure, or error-free.
Limitation of liability
To the fullest extent permitted by law, GrowthPath Advisory and its owners, employees, and partners will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss arising from your use of the site, your dealings with any lender, or any financing you obtain.
Indemnification
You agree to indemnify and hold harmless GrowthPath Advisory from claims arising out of your use of the site, your violation of these Terms, or the information you provide.
Governing law
These Terms are governed by the laws of the State of [State of organization], without regard to its conflict-of-laws rules.
Changes
We may update these Terms at any time. Continued use of the site after changes means you accept the updated Terms.
Contact
Questions? Contact legal@growthpathadvisory.com or (256) 280-4096.
These Terms are provided for general informational purposes and are not legal advice. GrowthPath should have this document reviewed by qualified counsel and the bracketed details (entity name, state of organization, contacts) confirmed before relying on it.