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Bridge Loans

Quick capital to bridge the gap.

When you need money now — to cover a slow stretch, make payroll, buy inventory, or jump on an opportunity — a bridge loan gets fast, flexible capital into your account, often the same day.

Business owner in their warehouse checking their phone after securing fast capital
$10K–$5M
Amount
3–24 mo
Term length
Same day
Funding
Soft
Credit pull

Money now, repaid as you go

A bridge loan is short-term working capital built for speed. You get a lump sum fast — often the same day — and repay it over a few months through flexible daily, weekly, or monthly payments. It's the go-to when timing matters more than squeezing out the lowest possible rate, and it's one of the easiest products to qualify for.

Why owners choose it

  • Funding as fast as same day
  • Among the highest approval rates — works when banks say no
  • No minimum credit score on many programs
  • Flexible daily, weekly, or monthly payments
  • Early-payoff discounts available
  • Soft credit check to prequalify (no score impact)

Common uses

  • Covering a slow season or cash-flow gap
  • Making payroll
  • Buying inventory ahead of a busy period
  • Jumping on a time-sensitive opportunity
  • Bridging receivables while you wait on net-30/60/90
A busy warehouse operation in motion

Cash when you need it — so a tight stretch never stops your momentum.

What you'll need to apply

Good to know

Common questions

How fast can I get funded?

Often the same day, and typically within one to two business days once your bank statements are in. Speed is the whole point of a bridge loan.

Do I need good credit?

No — many bridge programs have no minimum credit score. Approval is based mostly on your revenue and bank deposits, which makes it one of the easiest products to qualify for.

How do the payments work?

You repay over a short term (3–24 months) through automatic daily, weekly, or monthly payments — a small, predictable amount. Pay it off early and many programs discount the total cost.

Is this like a merchant cash advance?

It works similarly — fast, short-term capital based on your revenue rather than your credit. We structure it to be as affordable as we can, and if you're already stuck in an expensive advance, we can often consolidate it into something cheaper.

Get capital fast.

See what you qualify for in five minutes — soft credit pull, no obligation.