Insights

The GrowthPath blog

Plain-English guidance on funding, cash flow, and growing a business that builds things.

Overhead view of multiple payment slips spread on a desk with one clean document placed on top
MCA

MCA consolidation: what actually works (and what doesn't)

Most offers marketed as MCA consolidation are just another advance stacked on top. Here's what real consolidation looks like, how to qualify, and how to spot the traps.

August 2026 · 10 min read
Contractor's work truck parked in the driveway of a residential home at dusk
HELOC

Bank statement HELOC for the self-employed: qualify without tax returns

Write off aggressively and still get approved: how bank-statement underwriting flips the script for self-employed borrowers who look broke on paper but run a healthy business.

August 2026 · 8 min read
Business owner walking away from a defeated MCA character
MCA

How to get out of a merchant cash advance: four paths that actually work

Replacing an MCA with cheaper capital can free hundreds of dollars a day in cash flow. Here are the four exit paths and which one fits your situation.

July 2026 · 8 min read
Business owner comparing two financing offer sheets
Funding 101

Line of credit vs. merchant cash advance: which actually costs less?

They look similar on the surface, but the real cost can differ by tens of thousands. Here's how to tell them apart before you sign.

June 2026 · 6 min read
Business owner reviewing financing options at home
The complete guide

Business-purpose HELOC: turn home equity into business capital

The cheapest capital most owners can access — how it works, who qualifies, the risks, and how it compares to a business or SBA loan.

June 2026 · 9 min read
Business owner reviewing a qualification checklist
HELOC

Business HELOC requirements: do you actually qualify?

Equity, credit, revenue, and documents — plus the bank-statement path that skips tax returns for the self-employed.

June 2026 · 5 min read
Business owner thinking carefully in front of their home
HELOC

Using home equity to fund your business: smart move or risky?

When tapping home equity is the smart, cheap choice — and when it's a mistake. An honest guide.

June 2026 · 6 min read