# GrowthPath Advisory > GrowthPath Advisory is a national business-lending advisor that matches small-business owners with the cheapest capital they can qualify for: business-purpose HELOCs, lines of credit, term loans, bridge loans, SBA 7(a)/504 loans, and equipment financing. Advisor/broker, not a direct lender. Prequalification uses a soft credit pull. ## Products - Business-Purpose HELOC (flagship): https://growthpathadvisory.com/business-purpose-heloc.html - Business Lines of Credit: https://growthpathadvisory.com/lines-of-credit.html - Term Loans: https://growthpathadvisory.com/term-loans.html - Bridge Loans: https://growthpathadvisory.com/bridge-loans.html - SBA Loan Assistance: https://growthpathadvisory.com/sba-loans.html - Equipment Financing: https://growthpathadvisory.com/equipment-financing.html ## Key facts - Business-purpose HELOC: up to 85% CLTV, up to $750,000, 650+ credit on a primary residence (680+ for second homes/investment properties), business bank account required, bank-statement qualification (no tax returns), approval in about 24 hours, funding about 5 days after approval, no minimum time in business. - Lines of credit: $5K to $1M, unsecured, same-day draws, simple interest only on what you use, 550+ credit. - Equipment financing: new, used, and private-party equipment; the equipment is the collateral; approvals down to 550 credit. - Apply: https://growthpathadvisory.com/apply.html (soft credit pull) - HELOC application: https://heloc.growthpathadvisory.com/vsl ## Recent Articles - MCA consolidation, what actually works and what doesn't: https://growthpathadvisory.com/blog/mca-consolidation-refinance.html - Bank statement HELOC for the self-employed, qualify without tax returns: https://growthpathadvisory.com/blog/heloc-for-self-employed.html - How to get out of a merchant cash advance, four exit paths: https://growthpathadvisory.com/blog/how-to-get-out-of-merchant-cash-advance.html - Business HELOC requirements, do you actually qualify: https://growthpathadvisory.com/blog/business-heloc-requirements.html - Using home equity to fund your business: https://growthpathadvisory.com/blog/home-equity-to-fund-business.html - Line of credit vs. merchant cash advance: https://growthpathadvisory.com/blog/line-of-credit-vs-merchant-cash-advance.html ## Contact - Phone: (256) 280-4096 - Site: https://growthpathadvisory.com